Klarna

WHAT IS KLARNA?

Klarna is a payment method now available at checkout. The gateway allows you to buy now and pay later with two different payment options. The first is the option to receive your goods upfront and pay later, the second is the option to slice your payment. 

- PAY IN 30 DAYS :

Selecting "buy now pay later" with Klarna allows you to purchase your item hassle free with the click of a button. Subsequently, when the order is confirmed, you will receive payment instructions from Klarna informing you how and when to pay for the goods. You will have a total of 30 days to complete the purchase. The great thing is that this payment is interest free, meaning there is no extra cost for you. 

- PAY IN 3 INSTALMENTS :

If you select slice it at checkout, you can cover the cost of the item over 3 equal payments. These payments are automatically collected from the card entered at checkout. The first of these instalments is collected straight away at checkout, and the next two payments are scheduled 30 and 60 days following the first payment.

Please note we have no say whether Klarna accept your payment at checkout or not. Klarna are completely independent from us. Therefore, if you have any trouble with your order please contact Klarna customer service.            

Holmes Apparel UK LTD is not a lender and acts only as an introducer. Please spend responsibly. Missed payments may affect your ability to use Klarna in the future. Klarna’s [Pay in 3 instalments] [and] [Pay in 30 days] credit agreement[s] are not regulated by the FCA. Applicants must be 18+, UK residents only. No interest, no fees. T&Cs apply.

http://klarna.com/uk/terms-and-conditions